Terms of Service and Use Agreement

By accessing the website (the “Website”), you agree to be bound by these terms and conditions (the “Terms”). Please read these Terms carefully. If you do not agree to these Terms, please exit the Website immediately.

Loan Referral Service

Our loan referral service (the “Service”) connects consumers with prospective lenders participating in our network (the “Lender Partners”). To use the Service, you must complete an online application form (an “Application”) that requests personal information from you, including your name, address, telephone number, email address, social security number, bank account information, and employment information. Our collection and use of this information is subject to the Website’s Privacy Policy, which is incorporated into these Terms.

Credit Decisions is not a lender and does not make loans or credit decisions. does not guarantee that any Lender Partner will offer you a loan or that any loan offer will contain any specific loan terms or conditions. we does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by Lender Partners through the Service are the best terms available in the market.

Once you submit an Application, shares your information with our Lender Partners. By submitting an Application, you understand and agree that you requesting loan offers from the Lender Partners. You are also agreeing that and the Lender Partners may contact you by any means (including email, telephone, SMS, and direct mail) so that they may assist in processing your Application or provide information to you about additional offers now or in the future.

Lender Partners who receive your Application review your information in real-time to determine whether your information meets the Lender Partner’s underwriting criteria. Lender Partners may use your Application information to perform a credit check (either through the “Big Three” credit reporting agencies (a “Hard Check”) or through a number of other data aggregators (a “Soft Check”), and review your information against national databases (such as Teletrack, DP Bureau, or DataX) that track consumer transactions with lending institutions. By submitting an Application, you agree to allow Lender Partners to review, verify, and research your information in such a manner.

If a Lender Partner determines that your Application meets its underwriting criteria, your browser will be redirected to the lender’s website. You understand and agree that, once you have been redirected to the lender’s website, has no further involvement in the loan application or approval process. Your interactions with the lender are subject to privacy policy, terms of use, and other policies or terms enforced by that lender.


You represent that the information you provide to, and ultimately, the Lender Partners, through your Application is accurate and truthful. If the information in your Application is not accurate and truthful, may deny, suspend, or terminate your use of the Service.

Control over Features, Functions, and Access to the Service may change any information, features, or functions of the Service without prior notice. may deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that determines, in its sole discretion, violate these Terms, the rights of or any third party, or is otherwise inappropriate. is not responsible for any errors or delays in providing Service caused by errors in the Application information provided by you or by any technical problems beyond its reasonable control.

How it Works

With Canada Loans Online, you don’t need to visit a store or wait in long lines. You can complete your loans application 100% online form and submit it for an immediate lending decision. Not only is our online process easy, but we also offer options to get your money the next business day, if approved!


Complete our short, secure request form


We rapidly connect you with a lender based on your details


Get cash in your bank account as soon as the next business day, if approved

How Can I Get Cash Online?

1. Apply Online

Fill out an application for an online payday loans or personal loan – from work, the comfort of your home, or on the go!

2. Verify Your Income

If applying for an installment loan or personal line of credit online, then we will ask you to provide documentation to verify your income.

3. Receive Lending Decision

After submitting your online loan application (and income verification documents if applicable), we will provide you with a lending decision. If approved, select how much you would like to borrow up to your approved amount.

4. Get Your Cash

Choose from our convenient options to receive your cash. Get funds within same day if approved, immediately pick up cash at a store, instantly get your money loaded on your Prepaid Mastercard, or have funds direct deposited into your bank account.

What We Offer

With, you won’t have to wait a minute longer to speak directly with a lender. We are dedicated to helping you get the finances you need in a short amount of time.


Easy Online Application

Safe and Secure

Fast Decision

Trusted Source